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Products

Conventional

Fannie Premium

  • Industry Leader in Pricing
  • DTI Determined by DU
  • 97% LTV Purchase Loans
  • Property Inspection Waivers Allowed
  • 15 Day Closings!
  • No Overlays on Multiple Financed Properties

Fannie Direct

  • Minimal Overlays
  • DTI Determined by DU
  • 97% LTV Purchase Loans
  • Manufactured Homes Allowed
  • No Acreage Restrictions
  • 15 Day Closings!
  • No Overlays on Multiple Financed Properties

Freddie Premium

  • DTI Determined by LP
  • 95% LTV on FRM and ARM Purchases
  • Hobby Farms Allowed
  • No Overlays on Super Conforming
  • No Overlays on Multiple Financed Properties
  • 15 Day Closings!

HiBAL Anywhere℠

  • Starting at $1 Over County Limits
  • Available in non FNMA HB markets!
  • 43% Max DTI
  • Permanent Resident Aliens Allowed
  • 15 Day Closings!

Jumbo

Jumbo 2

  • Loan Amounts as High as $2.5MM
  • 43% Max DTI
  • Up to 90% LTV w/NO MI
  • O/O, 2nd Home and Investment Properties
  • Trust Vesting Allowed
  • Gift Funds Permitted
  • TBD Underwrites Allowed
  • Perm & Non-Permanent Resident Aliens allowed!
  • 15 Day Closings!

Jumbo 4

  • Loan Amounts from $453,101 - $2MM
  • 43% Max DTI
  • BK, Short-sale and Foreclosure Allowed
  • FTHB Allowed with No Overlays!
  • Use 75% of Gross Rents with > 40% Equity
  • Unlimited Cash Out for LTV’s < 50%
  • Gift Funds Permitted
  • TBD Underwrites Allowed

 

Government

FHA

  • Industry Leader in Pricing
  • Minimal Overlays!
  • DTI Determined by DU
  • 580 Min Fico
  • HPML with QM Safe Harbor Rebuttable Presumption Allowed

Information on this site is intended for mortage professionals only, and is not intended for consumer user, as defined by Section 226.2 of Regulation Z, which implements the Truth-In-Lending Act. NMLS# 272396 NLMS Consumer Access.